Specialty Coverage
Supplemental Life and Income Protection you own. Portable, permanent, and designed with precision.
Licensed Broker, serving NY & NJ residents.
Darwin founded WAIN Insurance to make complex protection simple, clear, and accessible.
Drawing from his background as a professional diver and his firsthand experience navigating limited insurance options, he built WAIN to challenge traditional barriers and deliver meaningful protection where it’s needed most. His mission is rooted in lived experience, advocacy, and a commitment to serving those often overlooked by standard carriers.
OUR STORY
WHY WAIN
WAIN is more than a brokerage — it’s a partner in protection. We:
Work with both standard and surplus markets to secure coverage others can’t.
Focus exclusively on supplemental term life and high-limit income insurance.
Lead with education, ensuring every client understands their options fully during the whole process.
WHO WE SERVE
A REAL CHALLENGE
75-100M+
American workers are underinsured due to traditional group insurance.
$1.0-1.3T
Financial impact on American families.
Questions?Contact us.
coverage@waininsurance.com
(844) 212-9246 (WAIN)