From highways to railways, we protect the people who keep the world moving.
Nearly 30% of transportation workers experience a disabling injury or illness before retirement.
1 in 5 truck drivers will face a career-ending health condition during their working years.
Over 40% of accidents involving transportation workers occur off duty, where employer coverage usually doesn’t apply.
35% of professionals in the transportation sector lack adequate disability or life insurance.
Transportation professionals face long hours, physical demands, and high exposure to accidents. While many employers provide basic coverage, it is often limited, excludes off-duty claims, or caps income replacement well below actual earnings. Traditional carriers frequently classify these roles as high risk, leaving significant coverage gaps.
Industry Outlook
Why is Coverage Important?
Your ability to stay behind the wheel, on the tracks, or in the logistics network is your livelihood. Without adequate protection, an illness, injury, or accident could derail your career and compromise your financial stability and family’s future.
Coverage tailored for truck drivers, train operators, delivery personnel, and logistics professionals.
High-limit income protection to safeguard paychecks even when off duty.
Supplemental life and accident coverage that closes the gaps left by employer plans.
Access to specialty carriers willing to insure the unique risks of the transportation sector.
An AI-powered process that streamlines applications and reduces underwriting delays.
How WAIN Helps
High-Limit Income Protection → Supplemental disability designed to cover total earnings, not just base salary.
Term Life Insurance → Protection scaled to meet high-limit family and estate needs.
Accidental Death & Dismemberment → Additional coverage for unexpected catastrophic events.
Products Offered
“Transportation professionals spend their lives on the move, but coverage doesn’t always follow. I know how difficult it can be when traditional carriers view your work as too risky. WAIN was created to fill those gaps, giving drivers, operators, and logistics workers peace of mind no matter the road ahead.”
-Darwin Pichardo, Broker/Founder