When your career is in the sky, your protection needs to be grounded.
23% of aviation professionals face career-impacting medical issues before retirement.
35% of pilots and flight crew lack adequate disability coverage beyond employer-provided benefits.
Nearly 45% of injuries and accidents involving aviation professionals occur outside of flight duty, where employer coverage often does not apply.
1 in 5 aviation workers is underinsured, leaving significant income gaps if they are grounded.
Aviation professionals — from pilots to flight attendants to mechanics — are often classified as high risk by traditional carriers. Employer or union coverage may exist, but it’s usually limited, excludes off-duty incidents, or caps benefits far below actual income levels. Many workers are denied full coverage outright due to occupational risk.
Industry Outlook
Why is Coverage Important?
Your license, training, and ability to perform in aviation are your most valuable assets. If an illness, injury, or accident sidelines you, your financial stability and career trajectory are at risk. Supplemental coverage ensures your lifestyle, family, and future remain secure.
Tailored protection for pilots, flight attendants, air traffic controllers, and ground crew.
High-limit income protection designed to cover true earnings potential.
Supplemental products that fill the gaps left by airline or employer-provided plans.
Access to specialty carriers willing to insure aviation professionals that traditional markets reject.
A modern, AI-powered process that speeds up applications and reduces underwriting back-and-forth.
How WAIN Helps
For Pilots
Loss of License Disability Insurance is a specialized income protection policy designed for pilots and flight crew. If illness or injury causes you to lose your FAA medical certification — and therefore your license to fly — this coverage provides financial benefits to replace lost income.
For Flight Crew
High-Limit Income Protection → Supplemental disability coverage designed for flight crews’ true earnings.
Term Life Insurance → Affordable life coverage to protect families and future planning.
Accidental Death & Dismemberment → Extra protection for sudden catastrophic events on or off the job.
“As a former diver, I experienced firsthand how difficult it was to secure coverage while working in a high-risk profession. After facing the challenges of finding protection, I founded WAIN to make sure no one in similar environments or demanding careers is left without the safety net they deserve.”
-Darwin Pichardo, Broker/Founder