From shipyards to offshore rigs, we protect those who keep the world moving by sea.
Nearly 25% of maritime workers will experience a disabling injury or illness during their careers.
1 in 5 offshore workers is injured in the first five years on the job.
Over 40% of accidents occur off-duty or outside direct ship operations, where employer coverage often doesn’t apply.
35% of maritime professionals lack adequate disability or life insurance to cover their financial risks.
Maritime work — from shipping and offshore drilling to diving and port operations — is classified as high risk by most traditional carriers. While some employer or union benefits exist, they often exclude off-duty incidents, cap income replacement, or deny coverage entirely. This leaves many seafarers and offshore professionals exposed.
Industry Outlook
Why is Coverage Important?
Working at sea or in shipyards demands physical skill, endurance, and risk tolerance. An injury or illness can quickly end a maritime career and compromise long-term financial stability. Without proper coverage, workers and their families are left vulnerable.
Protection designed for all maritime roles — from commercial divers and cargo ship crew to port operators and offshore rig workers.
High-limit income protection that reflects actual earnings and risk levels.
Supplemental life and accident coverage that goes beyond limited employer or union plans.
Access to specialty carriers who understand the unique challenges of maritime professions.
An AI-powered, streamlined application process to reduce underwriting friction.
How WAIN Helps
High-Limit Income Protection → Supplemental disability coverage designed for maritime risk profiles.
Term Life Insurance → Affordable, flexible protection for families and financial planning.
Accidental Death & Dismemberment → Extra coverage for sudden catastrophic events, onshore or offshore.
Products Offered
“As a former diver, I know how hard it is to find coverage in a high-risk profession. At WAIN, we make sure maritime workers — from shipyard welders to offshore personnel — have the protection they deserve.”
-Darwin Pichardo, Broker/Founder